Debt-payoff-planner

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Smash Your Credit Card Debt 💳

Most Kiwis don’t realise how much interest they’re paying on minimum payments. Pop in your numbers and see exactly how much you’d save by paying a bit extra each month.

🥝 Heads up — this is a guide only, not financial advice. Everyone’s situation is different. For personal help, check out Sorted.org.nz — it’s a free NZ government service.

💳 Your Credit Card Details

Check your statement — usually between 13% and 22% in NZ

Usually 2-3% of your balance or $25, whichever is higher

Even $20 extra makes a huge difference — try it and see

Your Payoff Breakdown

Minimum Payments Only

Time to pay off
Total interest paid
Total amount paid

With Extra $0/month

Time to pay off
Total interest paid
Total amount paid
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